Retirement Funding, Tips and Tools

Are you retired or will you be retiring soon?  Are you ready for retirement?  How much do you need for retirement?  What is your plan for retirement; do you have a plan?  Will social security be enough to live on?  Should you contribute to an IRA or 401K plan?  Is it too late to play catch up?  Which retirement age means what and to whom; age 591/2, 62, 65, 66 or 67?  If these, or similar retirement issues have crossed your mind, then you probably have some questions that  can be answered below with the information provided below.